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Medical Biller Career Guide

What is a medical biller?

A medical biller is like the financial wizard of the healthcare world. They make sure that doctors and hospitals get paid for the care they provide by handling the money matters between healthcare providers, patients, and insurance companies.

Duties and responsibilities

  • Help patients understand their bills: If patients have questions about their bills, medical billers are the go-to people. They help patients understand what they’re being charged for and sort out any confusions.
  • Handle insurance claims: These billers look at each patient’s medical records to figure out what treatments or doctor visits need to be paid for. They make sure all the details are correct and send this information to the insurance companies.
  • Deal with insurance companies: Sometimes, things get mixed up, and a claim might get denied. They talk to insurance companies to fix these issues, submit any necessary appeals, and make sure the healthcare provider gets paid.

Work environment

Most medical billers work in offices at hospitals, clinics, or nursing homes. Some might work for companies that handle billing for many different healthcare places. They spend a lot of their time on computers using special billing software.

Typical work hours

Medical billers usually work typical office hours—like 9 AM to 5 PM, Monday through Friday. Sometimes, they might need to work in the evenings or on weekends, especially if they work for a company that serves lots of clients. Their schedules can be pretty flexible, depending on the job.


How to become a medical biller

Interested in managing the financial side of healthcare? Here’s how you can become a medical biller:

Step 1: Finish high school

Getting your high school diploma or an equivalent like a GED is the first big step. It’s what most employers look for when hiring.

Step 2: Learn the basics

While you don’t always need a college degree to be a medical biller, taking some courses in healthcare administration, medical terminology, or anatomy can be super helpful. These courses give you a good foundation in understanding how healthcare works.

Step 3: Gain some experience

Try to get a job in a healthcare setting, like working at the front desk or as an administrative assistant. This lets you see how things work behind the scenes and gives you a chance to learn from those already in the field.

Step 4: Get certified

Although it’s not always required, having a certification can really help. The Certified Professional Biller (CPB) certification shows you know your stuff and can make you stand out in job applications. You’ll need to pass a test that covers everything from insurance policies to how to handle billing.

Step 5: Keep learning

Healthcare changes all the time, so staying up-to-date is important. Keep learning about new medical codes, billing software updates, and rules about health insurance. This will help you stay sharp and do your job well.


How much do medical billers make?

Medical biller salaries vary by experience, industry, education, location, and organization size. Specialization, certifications, and familiarity with specific coding systems can also impact their compensation.

Highest paying industries

  • Pharmaceutical and Medicine Manufacturing: $43,170
  • Hospitals: $41,700
  • Management and Scientific Consulting: $40,500
  • Insurance Carriers: $40,220
  • Outpatient Care: $39,920

Highest paying states

  • Alaska: $46,520
  • Massachusetts: $44,690
  • Connecticut: $44,360
  • Washington: $43,890
  • New Jersey: $41,720

Browse medical biller salary data by market


Types of medical billers

Medical billing can lead you to several interesting career paths. Here’s a look at some common types of medical billers and what they do:

Hospital medical billing

These experts handle all the billing for hospitals. They manage loads of patient information and make sure hospitals get paid by insurance companies for all the different treatments and procedures they provide. This job requires a good grasp of many medical billing codes because of the variety of services hospitals offer.

Physicians’ office billing

Some medical billers work right in doctors’ offices. Here, they might not deal with as many claims as hospital billers, but they do more varied tasks, including billing, coding, and talking directly with patients. Knowing the common treatments that happen in these offices is crucial.

Third-party billing

Instead of working for one hospital or clinic, third-party billers work for companies that handle billing for many different healthcare providers. This means they need to know about lots of different medical procedures and billing rules, and they often talk to doctors, insurance companies, and sometimes patients.

Freelance billing

Some experienced billers work for themselves as freelancers. They manage billing for several clients, needing top-notch organization and a strong ability to handle everything from medical codes to software and dealing with insurance companies.

Public health department billing

These billers work for public health departments and handle the financial side of government health services. Their work ensures that the costs for health services are accurately billed and paid, whether by patients or by the government. This role often requires a deep understanding of public health policies and government health programs.


Top skills for medical billers

Thinking about a career in medical billing? Here are the key skills you’ll need to be successful:

Attention to detail

Accuracy is everything. Even a small mistake in a billing code or patient’s insurance information can cause big problems, like delayed payments. Being able to spot and fix these errors is crucial.

Medical coding knowledge

Billers need to understand medical coding well. This means translating detailed medical information, like diagnoses and procedures, into specific codes that are used across the healthcare system to process claims and ensure everyone gets paid correctly.

Billing software proficiency

Knowing how to use billing software is a must. You’ll also need to be good with common computer programs like word processors and spreadsheets to keep track of data and communicate effectively.

Communication skills

These pros often talk to a lot of different people each day, from patients to healthcare providers to insurance reps. Being able to communicate clearly and politely helps solve problems faster and keeps the billing process smooth.

Understanding of health insurance policies

It’s important to know different health insurance plans and what they cover. This helps you figure out what patients owe and ensure that claims are filed correctly so that they don’t get denied.


Medical biller career path options

If you’re starting as a medical biller, there are many paths you can take to move up in your career:

Move into management

One common step is to become a billing supervisor or manager. In this role, you’d oversee a team of billers, making sure everything runs smoothly and accurately. You’d also work on strategies to improve how the facility manages its finances.

Become a specialist

Getting certifications, like the Certified Professional Coder (CPC), can help you specialize in medical billing and coding. This role is all about understanding and applying detailed medical codes for procedures and diagnoses, which is a highly valued skill in healthcare.

Step up to practice management

With plenty of experience, you might move into managing a healthcare facility or a specific department. This involves handling staffing, budgeting, and policy-making, ensuring the facility operates effectively.

Work as a consultant

Experienced pros might become consultants, either independently or with a firm. In this role, you’d advise healthcare facilities on improving their billing practices, managing finances, and staying compliant with regulations. It requires strong strategic and problem-solving skills.

Specialize in a medical field

Focusing on a specific area of healthcare, like pediatric or oncology billing, can make you a go-to expert. Specializing allows you to become deeply knowledgeable about the unique billing needs of different medical fields.


The world of medical billing is changing, especially with the rise of technology:

  • More tech, less paper: Today’s medical billers need to be tech-savvy. The job now relies heavily on digital systems and software to manage patient data and billing info, as paper records become a thing of the past.
  • Opportunities to work from home: There are increasing chances for billers to work remotely. Being able to manage your workload effectively from home can give you an edge in this field.

Employment projections

The need for skilled medical billers is growing. The U.S. Bureau of Labor Statistics predicts that jobs for medical records specialists, including billers, will grow by 7% through 2031. This growth is driven by an aging population that needs more healthcare services, which in turn increases the demand for billing pros.


Medical biller career tips

Master the billing process

Understand everything about healthcare billing. Know different insurance plans, medical codes, claims processes, and the relevant federal regulations. Being well-versed in these areas shows your expertise and makes you a valuable team member.

Get certified

Certifications can boost your career. The certifications below are recognized by employers and can help you stand out in the job market:

  • Certified Medical Reimbursement Specialist (CMRS)
  • Certified Billing and Coding Specialist (CBCS)
  • Certified Professional Coder (CPC)

Stay tech-savvy

Keep up with the latest medical billing software. Being proficient with the latest tools can improve your efficiency and make you a more attractive candidate to employers.

Commit to continuous learning

The healthcare field is always evolving. Stay updated by taking courses, attending webinars and seminars, or participating in workshops. Focus on areas like healthcare regulations, advanced medical coding, and updates on the Health Insurance Portability and Accountability Act (HIPAA).

Build your network

Networking is key in any profession. Professional associations can provide support, resources, and opportunities for career advancement. Connect with peers and join groups like:

  • American Association of Healthcare Administrative Management (AAHAM)
  • American Health Information Management Association (AHIMA)
  • American Academy of Professional Coders (AAPC)
  • Healthcare Billing and Management Association (HBMA)

Where the medical biller jobs are

Top employers

  • UnitedHealth
  • Change Healthcare
  • Tenet Healthcare
  • Mednax
  • CNA

Top states

  • New York
  • Florida
  • Texas
  • Pennsylvania
  • California

Top job sites

  • zengig
  • Indeed
  • CareerBuilder
  • Monster
  • ZipRecruiter

FAQs

What type of education is needed to pursue a career in medical billing?

An associate’s degree in medical billing and coding, or a similar field, is usually required. Some employers may prefer applicants who have a bachelor’s degree. Regardless of the educational path, coursework usually includes medical terminology, anatomy and physiology, and different classification systems for diagnosing and coding diseases.

What skills are most important for success as a medical biller?

Attention to detail is essential when processing intricate medical codes. A sound understanding of medical terminology, procedure codes, and billing practices is required. Strong communication and customer service skills are also needed to explain charges or procedures to patients and insurance companies. The ability to multitask, work independently, and use specific billing software also plays a crucial role in daily tasks.

What are a medical biller’s daily responsibilities?

Typical duties include updating patient billing records, submitting insurance claims, liaising with insurance companies, arranging patient payment plans, and rectifying rejected or unpaid claims. Billers interact with patients and insurance providers to manage payments, disputes, and inquiries. Hence, being comfortable handling sensitive matters and displaying compassion and professionalism is crucial for this role.

What kind of work environment can a medical biller expect?

Most work in a healthcare setting such as hospitals, private practices, nursing homes, or home health agencies. The job typically involves spending long hours in front of computers in an office-like environment.

Are there any professional associations for medical billers?

Yes, several professional associations provide education, networking opportunities, and resources for this profession. The American Academy of Professional Coders (AAPC) and the American Health Information Management Association (AHIMA) are among the most recognized. Joining an association can enhance your professional development, offer opportunities to earn continuing education credits needed for certain certifications, and improve job prospects.

What differentiates a medical biller from a medical coder?

While their roles are interconnected and sometimes their duties overlap, they have distinct responsibilities. Medical coders translate patient treatment information into numerical codes, while billers use these codes to create insurance claims or bills for patients. Essentially, coders work on the front end by determining the correct codes for the services the patient receives. In contrast, billers work on the back end by sending out bills, managing rejected claims, and ensuring payments are made in full and on time.

What technical proficiencies should a medical biller have?

The ability to use medical billing software like Medisoft or AdvancedMD proficiently is important. A good understanding of electronic health records (EHRs) and electronic medical records (EMRs) systems is expected. Knowledge of Microsoft Office Suite, especially Excel, is also useful for managing data and creating reports.